Showing posts with label Modern Life. Show all posts
Showing posts with label Modern Life. Show all posts

Friday, August 28, 2009

Win At The Credit Scoring Game


Win at the Credit Scoring Game
by Carla Fried
Thursday, August 27, 2009
CNNMoney.com

To get the best deal on a loan, you need some new strategies to bump up your score - and keep it there.

Borrowing money today requires impressing an increasingly hard-to-please crowd. With creditors of all kinds more cautious than ever, you need an A+ application to land the best terms -- and that means an A+ credit score, the number lenders use to judge your risk of default.

The most commonly used credit scoring system, called FICO, rates people from a very risky 300 to a pristine 850. And right now we're in the middle of a credit score crunch: "You need a 750 or better today to have the same treatment you got with a 700 two years ago," says John Ulzheimer, president of consumer education at Credit.com.

John D'Onofrio, CEO of Autoloandaily.com, seconds that: "Two years ago a 680 was enough to get a great car loan rate. Today it's often the minimum to qualify at all."

Think you're still in the clear? Don't be so sure. Lenders have been making changes that could cause your score to slip from excellent to average. Improve and protect your number with these strategies:

Learn Your Score. You have three FICO scores, based on your credit reports at the three credit bureaus: Experian, Equifax, and TransUnion. The numbers tend to be in the same ballpark, so pony up $16 to get one representative score at myfico.com. You can get an estimate free at Creditkarma.com. But the FICO score gives you a better sense of what lenders see.

Scout for Mistakes. Your scores are only as good as the information they're based on. And a third of people who've pulled their reports have found errors, according to a Zogby poll. That's good reason to read your report.

When you buy your FICO score, you'll get a copy of the report it was based on. Get gratis histories from the other bureaus via annualcreditreport.com (you're entitled to one free from each bureau every 12 months).

Spot an error? Request a correction, following the instructions on the bureau's website. Let's say the size of a credit line was misstated or an account was mistakenly marked delinquent. Getting the error fixed could raise your score as much as 200 points, says Ulzheimer, who has also worked for Equifax and FICO.

Never, Ever Be Late. As you'll see in the pie chart on the right, the biggest chunk of your credit score comes from your payment history. Just one late payment can shave 100 points off a 750-plus credit score, says Ulzheimer. Lenders can't tattle on you to the bureaus until you're 30 days past due, adds credit expert Gerri Detweiler. But don't risk it. For all your bills, enter recurring due-date reminders on your computer calendar.

Missed a payment? Get back on track within the next 30 days, and you should "get back the lion's share" of points lost, Ulzheimer says. More than 90 days late? The damage can stick for years. If it was a one-off lapse, call your issuer and plea for a good-will adjustment to your credit report. (It's a long shot.)

Remember the Magic 20%. The second-biggest factor in your score is how much you owe vs. how much credit has been extended to you. The part of this that's easiest to finesse is your credit card utilization rate, or your total card balances compared with your total credit limits, as well as each card's balance relative to its limit.

Example: If you've charged $5,000 on cards and have $50,000 in credit, your rate is 10%. For the best score today, 10% is ideal, but you can probably creep up to 20% and keep a high rating.

Unfortunately, with banks lowering credit limits and canceling unused cards, it's harder to maintain such a low percentage. In the previous example, if your available credit is cut to $20,000, your rate shoots to 25%. That could sink your score by as much as 50 points, says Ulzheimer. The lesson: Know your limits, watch for changes, and stay under 20% on each card and in total (0% if you'll be applying for a loan soon).

Already above 20%? Paying down debt is the obvious way to lower your utilization rate, but another strategy is to apply for an additional credit card to increase your overall credit limit. That may cause you to lose a few points in the short term -- so don't do it if you're about to apply for a mortgage -- but it should pay off in the long run.

Keep Oldest Cards in Play. As noted, credit issuers these days are eagerly canceling cards that are not in use. Besides reducing your limit and increasing your utilization ratio, having an account closed can hurt you in another way, especially if it's among your older ones.

See, 15% of your score rides on the length of your credit history. The longer you ably manage revolving debt, the better you look. So don't cancel your oldest cards. And don't let them get canceled on you: Move a recurring charge to each so they stay active.

Already ditched or been ditched? A new card (see previous) can help with your utilization rate, but there's little you can do to help the "history" component of your score, except to keep other old accounts in use.

Accept Fate on the Rest. There are other factors involved in your score, but they're not so easy to manipulate. For example, 10% is based on how well you manage a mix of credit types, such as mortgages, car loans, and credit cards. But you don't want to go out and, say, finance a car just for a score boost; besides, you can easily get 750-plus with just a few well-tended credit cards.

Along the same lines, 10% is based on "new credit," but the effects of a new application can be positive or negative, depending on your history.

In other words, if you want to be among the crème de la credit crème, accept what you can't change, and focus on what you can.

Wednesday, August 26, 2009

Why Exercise Won't Make You Thin

Sunday, Aug. 09, 2009
Why Exercise Won't Make You Thin
By John Cloud

As I write this, tomorrow is Tuesday, which is a cardio day. I'll spend five minutes warming up on the VersaClimber, a towering machine that requires you to move your arms and legs simultaneously. Then I'll do 30 minutes on a stair mill. On Wednesday a personal trainer will work me like a farm animal for an hour, sometimes to the point that I am dizzy — an abuse for which I pay as much as I spend on groceries in a week. Thursday is "body wedge" class, which involves another exercise contraption, this one a large foam wedge from which I will push myself up in various hateful ways for an hour. Friday will bring a 5.5-mile run, the extra half-mile my grueling expiation of any gastronomical indulgences during the week.

I have exercised like this — obsessively, a bit grimly — for years, but recently I began to wonder: Why am I doing this? Except for a two-year period at the end of an unhappy relationship — a period when I self-medicated with lots of Italian desserts — I have never been overweight. One of the most widely accepted, commonly repeated assumptions in our culture is that if you exercise, you will lose weight. But I exercise all the time, and since I ended that relationship and cut most of those desserts, my weight has returned to the same 163 lb. it has been most of my adult life. I still have gut fat that hangs over my belt when I sit. Why isn't all the exercise wiping it out?

(Read "The Year in Medicine 2008: From A to Z.")

It's a question many of us could ask. More than 45 million Americans now belong to a health club, up from 23 million in 1993. We spend some $19 billion a year on gym memberships. Of course, some people join and never go. Still, as one major study — the Minnesota Heart Survey — found, more of us at least say we exercise regularly. The survey ran from 1980, when only 47% of respondents said they engaged in regular exercise, to 2000, when the figure had grown to 57%.

And yet obesity figures have risen dramatically in the same period: a third of Americans are obese, and another third count as overweight by the Federal Government's definition. Yes, it's entirely possible that those of us who regularly go to the gym would weigh even more if we exercised less. But like many other people, I get hungry after I exercise, so I often eat more on the days I work out than on the days I don't. Could exercise actually be keeping me from losing weight?

(Watch TIME's video "How to Lose Hundreds of Pounds.")

The conventional wisdom that exercise is essential for shedding pounds is actually fairly new. As recently as the 1960s, doctors routinely advised against rigorous exercise, particularly for older adults who could injure themselves. Today doctors encourage even their oldest patients to exercise, which is sound advice for many reasons: People who regularly exercise are at significantly lower risk for all manner of diseases — those of the heart in particular. They less often develop cancer, diabetes and many other illnesses. But the past few years of obesity research show that the role of exercise in weight loss has been wildly overstated.

(Read "Losing Weight: Can Exercise Trump Genes?")

"In general, for weight loss, exercise is pretty useless," says Eric Ravussin, chair in diabetes and metabolism at Louisiana State University and a prominent exercise researcher. Many recent studies have found that exercise isn't as important in helping people lose weight as you hear so regularly in gym advertisements or on shows like The Biggest Loser — or, for that matter, from magazines like this one.

The basic problem is that while it's true that exercise burns calories and that you must burn calories to lose weight, exercise has another effect: it can stimulate hunger. That causes us to eat more, which in turn can negate the weight-loss benefits we just accrued. Exercise, in other words, isn't necessarily helping us lose weight. It may even be making it harder.

The Compensation Problem Earlier this year, the peer-reviewed journal PLoS ONE — PLoS is the nonprofit Public Library of Science — published a remarkable study supervised by a colleague of Ravussin's, Dr. Timothy Church, who holds the rather grand title of chair in health wisdom at LSU. Church's team randomly assigned into four groups 464 overweight women who didn't regularly exercise. Women in three of the groups were asked to work out with a personal trainer for 72 min., 136 min., and 194 min. per week, respectively, for six months. Women in the fourth cluster, the control group, were told to maintain their usual physical-activity routines. All the women were asked not to change their dietary habits and to fill out monthly medical-symptom questionnaires.

See the most common hospital mishaps.

See how to prevent illness at any age.

The findings were surprising. On average, the women in all the groups, even the control group, lost weight, but the women who exercised — sweating it out with a trainer several days a week for six months — did not lose significantly more weight than the control subjects did. (The control-group women may have lost weight because they were filling out those regular health forms, which may have prompted them to consume fewer doughnuts.) Some of the women in each of the four groups actually gained weight, some more than 10 lb. each.

What's going on here? Church calls it compensation, but you and I might know it as the lip-licking anticipation of perfectly salted, golden-brown French fries after a hard trip to the gym. Whether because exercise made them hungry or because they wanted to reward themselves (or both), most of the women who exercised ate more than they did before they started the experiment. Or they compensated in another way, by moving around a lot less than usual after they got home.

(Read "Run For Your Lives.")

The findings are important because the government and various medical organizations routinely prescribe more and more exercise for those who want to lose weight. In 2007 the American College of Sports Medicine and the American Heart Association issued new guidelines stating that "to lose weight ... 60 to 90 minutes of physical activity may be necessary." That's 60 to 90 minutes on most days of the week, a level that not only is unrealistic for those of us trying to keep or find a job but also could easily produce, on the basis of Church's data, ravenous compensatory eating.

It's true that after six months of working out, most of the exercisers in Church's study were able to trim their waistlines slightly — by about an inch. Even so, they lost no more overall body fat than the control group did. Why not?

Church, who is 41 and has lived in Baton Rouge for nearly three years, has a theory. "I see this anecdotally amongst, like, my wife's friends," he says. "They're like, 'Ah, I'm running an hour a day, and I'm not losing any weight.'" He asks them, "What are you doing after you run?" It turns out one group of friends was stopping at Starbucks for muffins afterward. Says Church: "I don't think most people would appreciate that, wow, you only burned 200 or 300 calories, which you're going to neutralize with just half that muffin."

(Read "Too Fat? Read Your E-mail.")

You might think half a muffin over an entire day wouldn't matter much, particularly if you exercise regularly. After all, doesn't exercise turn fat to muscle, and doesn't muscle process excess calories more efficiently than fat does?

Yes, although the muscle-fat relationship is often misunderstood. According to calculations published in the journal Obesity Research by a Columbia University team in 2001, a pound of muscle burns approximately six calories a day in a resting body, compared with the two calories that a pound of fat burns. Which means that after you work out hard enough to convert, say, 10 lb. of fat to muscle — a major achievement — you would be able to eat only an extra 40 calories per day, about the amount in a teaspoon of butter, before beginning to gain weight. Good luck with that.

Fundamentally, humans are not a species that evolved to dispose of many extra calories beyond what we need to live. Rats, among other species, have a far greater capacity to cope with excess calories than we do because they have more of a dark-colored tissue called brown fat. Brown fat helps produce a protein that switches off little cellular units called mitochondria, which are the cells' power plants: they help turn nutrients into energy. When they're switched off, animals don't get an energy boost. Instead, the animals literally get warmer. And as their temperature rises, calories burn effortlessly.

(See TIME's health and medicine covers.)

Because rodents have a lot of brown fat, it's very difficult to make them obese, even when you force-feed them in labs. But humans — we're pathetic. We have so little brown fat that researchers didn't even report its existence in adults until earlier this year. That's one reason humans can gain weight with just an extra half-muffin a day: we almost instantly store most of the calories we don't need in our regular ("white") fat cells.

All this helps explain why our herculean exercise over the past 30 years — all the personal trainers, StairMasters and VersaClimbers; all the Pilates classes and yoga retreats and fat camps — hasn't made us thinner. After we exercise, we often crave sugary calories like those in muffins or in "sports" drinks like Gatorade. A standard 20-oz. bottle of Gatorade contains 130 calories. If you're hot and thirsty after a 20-minute run in summer heat, it's easy to guzzle that bottle in 20 seconds, in which case the caloric expenditure and the caloric intake are probably a wash. From a weight-loss perspective, you would have been better off sitting on the sofa knitting.

See pictures of what makes you eat more food.

Watch a video about fitness gadgets.

Self-Control Is like a Muscle Many people assume that weight is mostly a matter of willpower — that we can learn both to exercise and to avoid muffins and Gatorade. A few of us can, but evolution did not build us to do this for very long. In 2000 the journal Psychological Bulletin published a paper by psychologists Mark Muraven and Roy Baumeister in which they observed that self-control is like a muscle: it weakens each day after you use it. If you force yourself to jog for an hour, your self-regulatory capacity is proportionately enfeebled. Rather than lunching on a salad, you'll be more likely to opt for pizza.

Some of us can will ourselves to overcome our basic psychology, but most of us won't be very successful. "The most powerful determinant of your dietary intake is your energy expenditure," says Steven Gortmaker, who heads Harvard's Prevention Research Center on Nutrition and Physical Activity. "If you're more physically active, you're going to get hungry and eat more." Gortmaker, who has studied childhood obesity, is even suspicious of the playgrounds at fast-food restaurants. "Why would they build those?" he asks. "I know it sounds kind of like conspiracy theory, but you have to think, if a kid plays five minutes and burns 50 calories, he might then go inside and consume 500 calories or even 1,000."

(Read "Why Kids' Exercise Matters Less Than We Think.")

Last year the International Journal of Obesity published a paper by Gortmaker and Kendrin Sonneville of Children's Hospital Boston noting that "there is a widespread assumption that increasing activity will result in a net reduction in any energy gap" — energy gap being the term scientists use for the difference between the number of calories you use and the number you consume. But Gortmaker and Sonneville found in their 18-month study of 538 students that when kids start to exercise, they end up eating more — not just a little more, but an average of 100 calories more than they had just burned.

If evolution didn't program us to lose weight through exercise, what did it program us to do? Doesn't exercise do anything?

Sure. It does plenty. In addition to enhancing heart health and helping prevent disease, exercise improves your mental health and cognitive ability. A study published in June in the journal Neurology found that older people who exercise at least once a week are 30% more likely to maintain cognitive function than those who exercise less. Another study, released by the University of Alberta a few weeks ago, found that people with chronic back pain who exercise four days a week have 36% less disability than those who exercise only two or three days a week.

But there's some confusion about whether it is exercise — sweaty, exhausting, hunger-producing bursts of activity done exclusively to benefit our health — that leads to all these benefits or something far simpler: regularly moving during our waking hours. We all need to move more — the Centers for Disease Control and Prevention says our leisure-time physical activity (including things like golfing, gardening and walking) has decreased since the late 1980s, right around the time the gym boom really exploded. But do we need to stress our bodies at the gym?

Look at kids. In May a team of researchers at Peninsula Medical School in the U.K. traveled to Amsterdam to present some surprising findings to the European Congress on Obesity. The Peninsula scientists had studied 206 kids, ages 7 to 11, at three schools in and around Plymouth, a city of 250,000 on the southern coast of England. Kids at the first school, an expensive private academy, got an average of 9.2 hours per week of scheduled, usually rigorous physical education. Kids at the two other schools — one in a village near Plymouth and the other an urban school — got just 2.4 hours and 1.7 hours of PE per week, respectively.

To understand just how much physical activity the kids were getting, the Peninsula team had them wear ActiGraphs, light but sophisticated devices that measure not only the amount of physical movement the body engages in but also its intensity. During four one-week periods over consecutive school terms, the kids wore the ActiGraphs nearly every waking moment.

And no matter how much PE they got during school hours, when you look at the whole day, the kids from the three schools moved the same amount, at about the same intensity. The kids at the fancy private school underwent significantly more physical activity before 3 p.m., but overall they didn't move more. "Once they get home, if they are very active in school, they are probably staying still a bit more because they've already expended so much energy," says Alissa Frémeaux, a biostatistician who helped conduct the study. "The others are more likely to grab a bike and run around after school."

Another British study, this one from the University of Exeter, found that kids who regularly move in short bursts — running to catch a ball, racing up and down stairs to collect toys — are just as healthy as kids who participate in sports that require vigorous, sustained exercise.

See nine kid foods to avoid.

Read "Our Super-Sized Kids."

Could pushing people to exercise more actually be contributing to our obesity problem? In some respects, yes. Because exercise depletes not just the body's muscles but the brain's self-control "muscle" as well, many of us will feel greater entitlement to eat a bag of chips during that lazy time after we get back from the gym. This explains why exercise could make you heavier — or at least why even my wretched four hours of exercise a week aren't eliminating all my fat. It's likely that I am more sedentary during my nonexercise hours than I would be if I didn't exercise with such Puritan fury. If I exercised less, I might feel like walking more instead of hopping into a cab; I might have enough energy to shop for food, cook and then clean instead of ordering a satisfyingly greasy burrito.

Closing the Energy Gap The problem ultimately is about not exercise itself but the way we've come to define it. Many obesity researchers now believe that very frequent, low-level physical activity — the kind humans did for tens of thousands of years before the leaf blower was invented — may actually work better for us than the occasional bouts of exercise you get as a gym rat. "You cannot sit still all day long and then have 30 minutes of exercise without producing stress on the muscles," says Hans-Rudolf Berthoud, a neurobiologist at LSU's Pennington Biomedical Research Center who has studied nutrition for 20 years. "The muscles will ache, and you may not want to move after. But to burn calories, the muscle movements don't have to be extreme. It would be better to distribute the movements throughout the day."
For his part, Berthoud rises at 5 a.m. to walk around his neighborhood several times. He also takes the stairs when possible. "Even if people can get out of their offices, out from in front of their computers, they go someplace like the mall and then take the elevator," he says. "This is the real problem, not that we don't go to the gym enough." (Read "Is There a Laziness Gene?")

I was skeptical when Berthoud said this. Don't you need to raise your heart rate and sweat in order to strengthen your cardiovascular system? Don't you need to push your muscles to the max in order to build them?

Actually, it's not clear that vigorous exercise like running carries more benefits than a moderately strenuous activity like walking while carrying groceries. You regularly hear about the benefits of exercise in news stories, but if you read the academic papers on which these stories are based, you frequently see that the research subjects who were studied didn't clobber themselves on the elliptical machine. A routine example: in June the Association for Psychological Science issued a news release saying that "physical exercise ... may indeed preserve or enhance various aspects of cognitive functioning." But in fact, those who had better cognitive function merely walked more and climbed more stairs. They didn't even walk faster; walking speed wasn't correlated with cognitive ability.

There's also growing evidence that when it comes to preventing certain diseases, losing weight may be more important than improving cardiovascular health. In June, Northwestern University researchers released the results of the longest observational study ever to investigate the relationship between aerobic fitness and the development of diabetes. The results? Being aerobically fit was far less important than having a normal body mass index in preventing the disease. And as we have seen, exercise often does little to help heavy people reach a normal weight. (Read "Physical Fitness — How Not to Get Sick.")

So why does the belief persist that exercise leads to weight loss, given all the scientific evidence to the contrary? Interestingly, until the 1970s, few obesity researchers promoted exercise as critical for weight reduction. As recently as 1992, when a stout Bill Clinton became famous for his jogging and McDonald's habits, the American Journal of Clinical Nutrition published an article that began, "Recently, the interest in the potential of adding exercise to the treatment of obesity has increased." The article went on to note that incorporating exercise training into obesity treatment had led to "inconsistent" results. "The increased energy expenditure obtained by training may be compensated by a decrease in non-training physical activities," the authors wrote.

Then how did the exercise-to-lose-weight mantra become so ingrained? Public-health officials have been reluctant to downplay exercise because those who are more physically active are, overall, healthier. Plus, it's hard even for experts to renounce the notion that exercise is essential for weight loss. For years, psychologist Kelly Brownell ran a lab at Yale that treated obese patients with the standard, drilled-into-your-head combination of more exercise and less food. "What we found was that the treatment of obesity was very frustrating," he says. Only about 5% of participants could keep the weight off, and although those 5% were more likely to exercise than those who got fat again, Brownell says if he were running the program today, "I would probably reorient toward food and away from exercise." In 2005, Brownell co-founded Yale's Rudd Center for Food Policy and Obesity, which focuses on food marketing and public policy — not on encouraging more exercise.

Some research has found that the obese already "exercise" more than most of the rest of us. In May, Dr. Arn Eliasson of the Walter Reed Army Medical Center reported the results of a small study that found that overweight people actually expend significantly more calories every day than people of normal weight — 3,064 vs. 2,080. He isn't the first researcher to reach this conclusion. As science writer Gary Taubes noted in his 2007 book Good Calories, Bad Calories: Fats, Carbs, and the Controversial Science of Diet and Health, "The obese tend to expend more energy than lean people of comparable height, sex, and bone structure, which means their metabolism is typically burning off more calories rather than less."

In short, it's what you eat, not how hard you try to work it off, that matters more in losing weight. You should exercise to improve your health, but be warned: fiery spurts of vigorous exercise could lead to weight gain. I love how exercise makes me feel, but tomorrow I might skip the VersaClimber — and skip the blueberry bar that is my usual postexercise reward.

See the top 10 food trends of 2008.

See a special report on the science of appetite.

Find this article at:
http://www.time.com/time/health/article/0,8599,1914857,00.html

Monday, February 9, 2009

It Was Forty-Five Years Ago Today


Yeah, Yeah, Yes
How the Beatles led a six-year-old boy to contemplate art and life.

By Mark Goldblatt

Forty-five years ago this week—February 9, 1964—the Beatles made their first appearance on The Ed Sullivan Show. I was six years old and don’t remember much about it, but my mother never tired of telling the story of what happened that night in the Goldblatt household.

We owned one television, a black-and-white Motorola monster built into a battleship of walnut cabinetry that also housed a record player, a radio tuner, and stereo speakers. My five-year-old sister and I functioned as remote controls for my father, who, when he was home, would lie on the couch and exercise absolute dominion over programming. The arrangement was more onerous than it sounds; wherever we were in the house, whatever we were doing, if my dad wanted to change channels, one of us had to run into the living room and do it.

The payoff for our labors came on Sunday night at eight o’clock, when we’d gather around the TV—my mom and dad on the couch, my sister and me on the pine-green carpet at their feet—for Ed Sullivan. It was the only program we watched together, a coincidence of agendas: My dad liked the show enough to watch it straight through, my mom liked the idea of having the family together at the end of the weekend, and my sister and I liked staying up past our usual 7:30 bedtime. On a typical Sunday night, according to my mom, my sister lasted until 8:15; I’d start to doze off 15 minutes later. By 8:45, we’d both be conked out on the carpet, ready to be toted to the bedroom we shared as soon as Sullivan signed off at 9:00.

But February 9, 1964, was different. My mom said you could sense it from the start of the show. There was a buzz in the studio audience that came through the speakers and seemed to take hold of me and my sister. We were suddenly up on our haunches—as skittish, she said, in her Louisiana twang, as long-tailed cats in a room full of rocking chairs. She had just enough time to notice the difference before Sullivan introduced the Beatles, and the crowd broke into a torrent of screams . . . at which point, my sister and I rushed the TV. The two of us sat mesmerized, perhaps a foot from the screen, as Paul McCartney began to sing “All My Loving.” We did not move the entire hour, not even during the commercials. Afterwards, when my mother tried to tuck us into our beds, we kept kicking the covers loose. She got us settled down after half an hour, but around midnight, she was awakened by several loud thuds. She ran into our room and found us jumping up and down on our beds, literally bouncing off the walls, making nonsensical noises that sounded vaguely like Beatles songs.

It’s difficult for baby boomers to convey to their children, and now to their grandchildren, the otherness of the Beatles. There was, of course, the sheer size of the phenomenon. Beatlemania was a kind of collective derangement, an abrupt skewing of popular perception. By April, the group held down the top five positions on the Billboard magazine chart and had seven other songs in the top 100. That meant that if you turned on a radio in the spring of 1964, you heard a Beatles song. I remember thinking that the Motorola tuner was a Beatles music player; once I turned it on and heard Louis Armstrong singing “Hello Dolly,” and thought the thing was broken.

But Beatlemania went beyond radio. The girls in my first-grade class would sing Beatles songs as they lined up in the schoolyard, then break into spontaneous screams until the teachers shushed them. I remember a boy named Andrew crying in the back of the classroom because his mother made him cut his hair, which he’d wanted to grow out like the Beatles. My best friend, Eddy, who was a year older than I was, persuaded his parents to buy him a Beatles single—I’m almost sure it was “A Hard Day’s Night.” I remember going over to his house and staring at it. Not playing it; that was too risky. Just staring at it, the paper sleeve and record together . . . and then, holy of holies, the vinyl itself. Eddy set it down on the pillow of his bed, and the two of us stepped back and venerated it.

Even in 1964, though, no one could have predicted that by the end of that decade the Beatles would bear the same relationship to popular music that Shakespeare bore to the English drama of his time: clearly within it, yet curiously beyond it. Just as there is no explicable way to get from Nicholas Udall’s Ralph Roister Doister to Shakespeare’s A Midsummer Night’s Dream, so too there is no way to get from Leiber and Stoller’s “Jailhouse Rock” or Little Richard’s “Tutti Frutti” to John Lennon’s “Revolution” or Paul McCartney’s “Helter Skelter.” Given the landscape of musical influences available to the Beatles, what’s the logical precedent for “Eleanor Rigby” or “I Am the Walrus” or “Golden Slumbers” or “Nowhere Man” or “Penny Lane” or “Across the Universe” or the entire Sgt. Pepper album? The question that jumps to mind with each of these recordings is: Where the hell did that come from?

For each generation’s most popular musicians, from Bing Crosby, Frank Sinatra, and Judy Garland to Bob Dylan, the Rolling Stones, and the Temptations to (I suppose) Eminem, Mariah Carey, and Beyoncé, there’s a traceable progression to their musical development, a discernible link with what came before. What set the Beatles apart was that they seemed to conjure their greatest work out of the ether—or maybe out of the breath of a muse.

Consider the first verse of “For No One”: “Your day breaks, your mind aches / You find that all her words of kindness linger on / When she no longer needs you.” The subject matter couldn’t be more familiar—in essence, breaking up is hard to do. But the mood is Thomas Hardy. The compactness is William Carlos Williams. The rhythms and internal rhymes are Emily Dickinson, with hints of Dylan Thomas and Gerard Manley Hopkins. There’s nothing remotely like it in popular music. Now consider that the words were written by McCartney, who was 23 at the time, who set out to write a pop song, not a work of literature, and who, by his own admission, never put as much effort into his lyrics as Lennon did.

When asked once whether he himself was a genius, Lennon replied, “Yes, if there is such a thing as one, I am one.” Whether Lennon was correct is debatable. He was no intellectual giant—“Imagine” is melodic and moving, especially given what we know of his fate, yet it’s as trite and grandiose as a mass-produced sympathy card. His inability to see through Yoko Ono’s bluff art is forgivable, perhaps, as the indulgence of a spouse, but not otherwise. On the other hand, Lennon did have flashes of exquisite clarity throughout his life, even towards the very end, as in the justly celebrated line from “Beautiful Boy”: “Life is what happens to you while you’re busy making other plans.” He also had a largeness of sensibility that both reflected and shaped the times in which he lived. Does that amount to genius?

The question of genius becomes less debatable when asked collectively of the Beatles. If there is such a thing, they had it—in spades. Indeed, the strongest evidence of their collective genius is found in the unimpressive post-Beatles careers of Lennon, McCartney, Harrison, and Starr. Lennon, who had once appeared to some an amalgam of Jonathan Swift, Lewis Carroll, Buddy Holly, and Howlin’ Wolf, devolved into Lenny Bruce with a guitar and a howling Oedipus complex. McCartney, who as a Beatle seemed to channel George Gershwin as often as Chuck Berry, became just another Brill Building–caliber singer-songwriter, a harder-edged Neil Diamond. Harrison, who had developed into a great songwriter through osmosis, released one magnificent triple-LP solo album, All Things Must Pass, consisting primarily of a backlog of Beatles-era material, and then a string of ever-more-unlistenable records before hooking up with a group of fellow has-beens, including Dylan and Roy Orbison, to form the intermittently palatable Traveling Wilburys. Starr, after the success of his solo album Ringo, went on to become a nostalgia act, even now peppering his stage performances and interviews with two-fingered peace signs straight out of 1970.

Clearly, in the case of the Beatles, the whole was greater than the sum of its parts. But isn’t that a hopeful sign for the human condition? There’s potential in each of us, perhaps, for greatness—a potential that cannot be gauged or accounted for, a potential that cannot be tapped by social engineering, because the formula for its realization is mysterious. (What would a happy childhood, a structured adolescence, and a formal musical education have done to John Lennon?) Of course, the overwhelming majority of us will never be truly great at anything. But the potential for greatness, even if it’s rarely realized, is the first and final counterargument to the grim sterility of materialism. We’re more, the Beatles remind us, than the cells of our bodies, more than the atoms of our cells, more than our drives and appetites, more than our economic relation to the state and to one another.

Under just the right circumstances, we can transcend the deterministic logic of what we are and come to the truth of why we are. Being the Beatles was the why of Lennon, McCartney, Harrison, and Starr’s lives. It was their raison d’être, their teleology, their lasting contribution.

And it was what had me bouncing off the walls 45 years ago this week.

Tuesday, February 3, 2009

Texas: Where Innocence Is No Excuse


From http://www.chron.com/disp/story.mpl/front/6243255.html

Commentary: Verdict is still out on innocence as defense
By LISA FALKENBERG
Feb. 2, 2009, 11:31PM

Does innocence matter?

When I posed that question in a column last week on death row inmate Larry Swearingen's innocence claim in federal court, I was unaware of the state of Texas' long-held official answer.

The next day, attorney Gerry Birnberg sent me the link to the transcript of the 1992 oral arguments before the U.S. Supreme Court in the landmark case Herrera v. Collins.

I was appalled by what I read.

The State of Texas argued before the nation's highest court that it was OK to execute an innocent person, as long as he got a fair trial.

The most chilling exchange came when a justice asked the assistant attorney general arguing for Texas, Margaret Griffey, whether the state would maintain that same position if video evidence conclusively proved the person didn't commit the crime. The justice wanted to know: Is there a violation of that person's constitutional rights if he were executed anyway because no court would hear the video evidence?

"No, Your Honor, there is not," Griffey replied.

The justices continued to probe, as if needing clarification of what they were hearing.

If everyone agrees that the evidence establishes innocence, another justice inquired, but the jury just made a mistake, "is there a constitutional right under the Eighth Amendment (which bars cruel and unusual punishment) not to be executed when you're innocent? That's the issue. And you're saying no, there's no such right."

"That is what I'm saying, Your Honor," said Griffey.

Several criminal defense attorneys told me this is still Texas' official stance. But I decided to ask Attorney General Greg Abbott's office.

AG spokesman Jerry Strickland provided an unexpected response. Texas, it seems, has changed its mind.

"No," he wrote in an e-mail. "It would not be permissible for the state to execute a person whom the state knew to be innocent." In a later e-mail, he said such an execution "would constitute a miscarriage of justice."

I asked what led to the change of position, and he wouldn't elaborate. But he pointed out that even under the old thinking, AG's attorneys had worked to clear inmates they felt were wrongfully convicted.

The new philosophy was news to the criminal defense bar.

"It's a breath of fresh air coming from the AG's office, a fabulous development," said James Rytting, who represents Swearingen. "To take the position that you can kill people who are innocent is morally repugnant to anyone's system of justice."

Rytting said the AG's new stance could help his client, who got a stay of execution from a federal appeals court last week based on newfound forensic evidence. The evidence suggests Swearingen was in jail on an unrelated charge in 1998 when the body of 19-year-old victim Melissa Trotter was dumped in the woods.

But several other criminal defense attorneys expressed skepticism that the AG's lawyers, who represent the state in late criminal appeals in federal court, will practice what their office is now preaching.

The AG's office, defense attorneys say, still throw up every roadblock at their disposal, such as procedural errors and strict adherence to deadlines, to derail even credible claims of innocence.

"It's a refreshing attitude," said attorney Patrick McCann, but, "until they start actually waiving appeal and confessing error ... they're just blowing smoke."

"It's a significant change in position," said attorney Dick Burr. "We in the capital defense bar hope they will likewise have a more open-minded approach to the facts showing innocence."

"They're charged to defend the state's convictions," said attorney Stan Schneider. "I don't see them changing. They're going to continue fighting cases."

Still more roadblocks

The question remained: was Strickland articulating a true shift in Texas' approach to innocence claims, that actual innocence actually matters, or just feeding a line to a newspaper columnist?

The proof, I guess, is in the pleadings.

As recently as last month, the AG's lawyers answered Swearingen's compelling claim of actual innocence with the same procedural roadblocks it's employed for years.

Among the reasons the AG's office argued that the 5th Circuit shouldn't consider the merits of Swearingen's claim: It was past deadline.

And, this late in the game, in federal court, being truly innocent isn't a good enough reason to ask not to be executed.

Friday, January 30, 2009

Go, Wen, Go!

From http://www.dentonrc.com/sharedcontent/dws/drc/localnews/stories/DRC_tams_0130.18507e59.html

TAMS student advances in contest

08:30 AM CST on Friday, January 30, 2009
By Britney Tabor / Staff Writer

(see my earlier post here)

ALSO ONLINE Scholarship awarded to Chyan

Intel Corp. this week chose Wen Chyan, a student at the Texas Academy of Mathematics and Science at the University of North Texas, as one of 40 finalists nationwide for its Science Talent Search.

Wen Chyan Competing for the top prize — a $100,000 college scholarship — the second-year student is the lone finalist from Texas invited to Washington, D.C., in March to present a project he’s re­searched that may help hospital patients avoid bacterial infections resulting from treatment.

Annually, infections af­fect more than 2 million hospital patients and kill about 100,000, officials say. Chyan, 17, said he’s developed a polymer coat­ing for medical de­vices that he believes could help prevent those infections.

The 40 national finalists hail from 17 states and 35 schools. Intel reports that within the last 67 years, seven Science Talent Search finalists have gone on to win prestigious awards such as the Nobel Prize, the Fields Medal, the National Medal of Science and the MacArthur Foun­dation Fellowship.

In December, Chyan’s project earned him the grand prize and a $100,000 scholarship in the country’s premier high school research contest, the Siemens Competition in Math, Science and Tech­nology.

Monday, December 8, 2008

Way To Go, Wen!

From http://www.dentonrc.com/sharedcontent/dws/drc/localnews/stories/DRC_Chyan-Award_1208.424de143.html

TAMS student wins national award


11:50 AM CST on Monday, December 8, 2008
By Britney Tabor / Staff Writer


(Wen and his younger brother Yieu were students in the New Testament Greek classes I taught at Denton Bible Church several years ago.)

Wen Chyan, a second year student at the Texas Academy of Mathematics and Science at the University of North Texas was named national champion and the recipient of a $100,000 scholarship Monday in the country's premier high school research contest.

Announced about 9 a.m. Central time Monday in New York City, Chyan was named individual winner at the 2008 Siemens Competition in Math, Science and Technology.

The 17-year-old beat out five other high school students for the coveted title with his project "Versatile Antimicrobial Coatings from Plasma Deposited Hydrogels and Hydrogel Composites," work that could possibly help hospital patients avoid bacterial infections resulting from treatment.

In his project, Chyan developed a polymer coating for medical devices that could prevent infections caused by bacterial biofilms. Such infections affect more than 2 million hospital patients annually and kill about 100,000.

The polymer, which was created by Chyan, is adhesive and embedded with silver ions that can be used on medical devices such as catheters and breathing equipment, which require a tube to be inserted into a patient.

Broadcasted live via a press conference on the Siemens Web site, Chyan gave brief remarks shortly after the announcement in which he thanked his parents, Jin-Jian Chen and Oliver Chyan, and his mentor, the University of Texas at Arlington chemistry and biochemistry professor Richard Timmons for their support while creating such a project.

"I feel very honored to be [presented] with this Siemens award," he said.

Timmons said he was delighted with the news that Chyan earned top honors at the contest.

“It’s just a great feeling to know him,” he said of Chyan. “Sometimes teaching you get jaded with students who aren’t highly motivated, but when you come across a Wen Chyan, it makes the experience more important.”

Dr. Richard Sinclair, dean at TAMS was overwhelmed with surprise at Chyan’s accomplishment. He said Chyan is the first student from the school to go on and win the contest at the individual level. In 2002, student Charles Halford was named champion at the competition in the team category, he said.

Sinclair said having Chyan be named the 2008 Siemens champion shows what TAMS is about, the students they produce and the kind of research they conduct.

“We couldn’t be more proud of Wen,” he said. “All of us just can’t believe it. It’s just fabulous news.”

BRITNEY TABOR can be reached at 940-566-6876. Her e-mail address is btabor@dentonrc.com

-- UPDATED/REVISED STORY --

TAMS student wins an education

$100,000 scholarship awarded for Wen Chyan’s infection-fighting project


11:57 PM CST on Monday, December 8, 2008
By Britney Tabor / Staff Writer


A Denton student at the Texas Academy of Mathematics and Science won a $100,000 scholarship Monday for a chemistry research project that could prevent hospital-related bacterial infections.

Announced Monday at New York University, Wen Chyan, 17, was named the top individual finisher in the 2008 Siemens Competition in Math, Science and Technology, the country’s premier high school research contest.

Wen Chyan “[I’m] definitely very excited about the turn of events,” Chyan said shortly before boarding a plane back to Texas on Monday.

Chyan is a second-year student in TAMS at the University of North Texas. Students in the program complete their first two years of college while earning a high school diploma.

In brief remarks made shortly after the announcement, Chyan said he was honored to earn the award and was grateful to his parents and mentors who’ve contributed to his success.

Chyan beat out five other students in the individual category for the coveted title. For his project, he developed an adhesive polymer coating for medical devices that is imbedded with silver ions, which could prevent infections caused by bacterial biofilms. Such infections affect more than 2 million hospital patients annually and kill about 100,000.

The coating could be used on medical devices such as catheters and breathing equipment, which require a tube to be inserted into a patient.

Siemens competition judge W. Mark Saltzman, a chemical and biomedical engineering professor at Yale University, said in a statement that Chyan’s project was a creative idea that required “a proactive approach where cross-disciplinary initiatives” such as electrochemistry, materials science and biology were explored.

“With further testing, these findings have the potential to improve a wide range of medical devices from intravascular devices at hospitals or catheters used in insulin pumps,” he said.

Dr. Richard Sinclair, TAMS dean, was overwhelmed with surprise at Chyan’s accomplishment. He said Chyan is the first student from the school to advance and win the contest at the individual level. In 2002, TAMS had a student named champion at the competition in the team category, he said.

“We couldn’t be more proud of Wen,” he said. “All of us just can’t believe it. It’s just fabulous news.”

Among other privileges, Chyan also will ring the closing bell at the New York Stock Exchange in February with the winners of the Siemens team award, Sajith M. Wickramasekara and Andrew Y. Guo. The pair, both seniors at the North Carolina School of Science and Mathematics, presented genetic research of chemotherapy.

Launched in 1998, the Siemens competition recognizes America’s top math and science students. This year, 1,893 students entered the contest with 1,205 projects. Eighteen students — 12 of whom competed on teams — advanced to the national finals after being named top finalists at one of six regional competitions.

“These remarkable students have achieved the most coveted and competitive high school science recognition,” Thomas McCausland, chairman of the Siemens Foundation, said in a statement. “There is no doubt that these scholars will change the world, starting right now, with their passion for math and science.”

BRITNEY TABOR can be reached at 940-566-6876. Her e-mail address is btabor@dentonrc.com.

ON THE WEB

To view the press conference naming Wen Chyan as the winner of the 2008 Siemens Competition in Math, Science and Technology, visit http://mapdigital.com/events/siemens/sc08.

Sunday, November 16, 2008

Scratch Out!


I was in Wal-Mart yesterday, and on a whim/chance, I bought a product called "Scratch Out!" barcode 6-89076-62379-7 from viaMarket CP, LLC http://www.scratch-out.com/. I figured it's only $5.98, and if it doesn't work as promised, I can return it as "defective" and get a refund.

FAQs on how it works: http://www.scratch-out.com/so_faqs.php)

So I took it home and gave it the "acid test" (which was the reason I bought it):

My DVD of A Thief In The Night - a decently-acted kind of cheesy '70s Christian movie about "The Rapture" (part 1 of a 4-part/4-movie series) from Russ Doughten films of Des Moines, IA (formerly Mark IV Pictures) - http://www.rdfilms.com/ - had become unplayably scratched. I had tried every method I had of cleaning and "buffing" it from DVD/CD scratch remover/polisher to toothpaste. No luck. It would freeze up about 2/3 of the way through in both my old DVD player and my computer DVD drive. This was the only DVD I hadn't been able to repair to playability using these methods. (I had loaned it out, and when I got it back it was loose in the case and had bounced all around and back and forth and who knows what else it had been subjected to.)

Well ... Scratch Out! fixed it.

I tested it by FFWd'ing it in my PC DVD drive, with no problems. I then did the same thing in my recently-bought PS3 at 120x. No problems. Then I watched it in the PS3 and it played all the way through with no problems.

I'm impressed with "Scratch Out!" (It comes with a microfiber polishing cloth as well.)

(It also seems to have restored a hopelessly-scratched "Barney Sing-Along Fun!" DVD.)

Saturday, November 15, 2008

PostSecrets

PostSecret (November 2005)
My Secret (October 2006)
The Secret Lives of Men and Women (January 2007)
A Lifetime of Secrets (October 2007)


The instructions were simple, but the results were extraordinary.

"You are invited to anonymously contribute a secret to a group art project. Your secret can be a regret, fear, betrayal, desire, confession, or childhood humiliation. Reveal anything -- as long as it is true and you have never shared it with anyone before. Be brief. Be legible. Be creative."
It all began with an idea Frank Warren had for a community art project. He began handing out postcards to strangers and leaving them in public places -- asking people to write down a secret they had never told anyone and mail it to him, anonymously.

The response was overwhelming. The secrets were both provocative and profound, and the cards themselves were works of art -- carefully and creatively constructed by hand. Addictively compelling, the cards reveal our deepest fears, desires, regrets, and obsessions. Frank calls them "graphic haiku," beautiful, elegant, and small in structure but powerfully emotional.

As Frank began posting the cards on his website, PostSecret took on a life of its own, becoming much more than a simple art project. It has grown into a global phenomenon, exposing our individual aspirations, fantasies, and frailties -- our common humanity.

Every day dozens of postcards still make their way to Frank, with postmarks from around the world, touching on every aspect of human experience. This extraordinary collection brings together the most powerful, personal, and beautifully intimate secrets Frank Warren has received -- and brilliantly illuminates that human emotions can be unique and universal at the same time.


About the Author
Frank Warren is a small business owner who started PostSecret.com as a community art project. Since November 2004 Warren has received more than 150,000 anonymous postcards. The website won two Webby Awards in 2006 and this year was named Weblog of the Year at the Seventh Annual Weblog Awards. The PostSecret project also received a special award from the National Mental Health Association for raising awareness and funds for suicide prevention. Warren lives in Germantown, Maryland, with his wife and daughter.


I have all four of these books, and find them fascinating. Reading them is like therapy. It makes you realize that most of the people you see and work with and talk to every day are showing you only part of themselves. It also makes you realize that you are not alone with your fears, problems, and secrets, but that others have theirs, too - many of which are just as awful or guilt-inducing or traumatizing as your own, and likely worse.

You'll find yourself saying a prayer for some of these anonymous persons, too.

See examples of the postcards/secrets that are in the books by viewing the sample pages for the books at Amazon.com or by visiting these Websites (warning: some of the secrets deal with mature or adult subject matter, as is to be expected):

The PostSecret Website/Blog

The PostSecret Community

A Google Images search for "postsecret" yields lots of results and examples like these:










Wednesday, August 13, 2008

What Michael Phelps Eats

PHELPS' PIG SECRET: HE'S BOY GORGE
By CLEMENTE LISI with Post Wire Services

August 13, 2008 --

Swimming sensation Michael Phelps has an Olympic recipe for success - and it involves eating a staggering 12,000 calories a day.

"Eat, sleep and swim. That's all I can do," Phelps, who won two more gold medals today, told NBC when asked what he needs to win medals. "Get some calories into my system and try to recover the best I can."

By comparison, the average man of the same age needs to ingest about 2,000 calories a day.

Phelps, 23, will swim 17 times over nine days of competition at the Beijing Games - meaning that he will need all the calories he can shovel in his mouth in order to keep his energy levels high.

Phelps' diet - which involves ingesting 4,000 calories every time he sits down for a meal - resembles that of a reckless overeater rather than an Olympian.

Phelps lends a new spin to the phrase "Breakfast of Champions" by starting off his day by eating three fried-egg sandwiches loaded with cheese, lettuce, tomatoes, fried onions and mayonnaise.

He follows that up with two cups of coffee, a five-egg omelet, a bowl of grits, three slices of French toast topped with powdered sugar and three chocolate-chip pancakes.

At lunch, Phelps gobbles up a pound of enriched pasta and two large ham and cheese sandwiches slathered with mayo on white bread - capping off the meal by chugging about 1,000 calories worth of energy drinks.

For dinner, Phelps really loads up on the carbs - what he needs to give him plenty of energy for his five-hours-a-day, six-days-a-week regimen - with a pound of pasta and an entire pizza.

He washes all that down with another 1,000 calories worth of energy drinks.

Phelps remains on course to at least equal Mark Spitz's record of seven gold medals won at the 1972 Munich Games.

At these Summer Games, a typical day for Phelps starts with a 5 a.m. wake-up call. Most of his races have taken place between 8 p.m. and 10 p.m. ET when in China - 12 hours ahead of East Coast time.

Monday, August 11, 2008

Beware The Windigo

August 11, 2008
Horrifying coincidence in beheading
By ANDREW HANON

Nathan Carlson has barely slept since July 30.

"Ever since it happened, I haven't been able to get it out of my head," Carlson says haltingly. "I just don't know what to think of it, quite frankly."

The Edmonton ethno-historian is one of the world's leading experts on Windigo phenomenon, and the recent horrific beheading and alleged cannibalism on a Greyhound bus bound for Winnipeg from Edmonton rocked him to his very core.

As the grisly details of Tim McLean's last moments on Earth came to light in the following days, Carlson sank deeper and deeper into a fog of horror and revulsion.

Vince Weiguang Li is accused of abruptly attacking McLean, who by all accounts he didn't even know -- while McLean slept on the bus.

Up until a few days before the killing, Li held a part- time job delivering newspapers in Edmonton. He was well thought-of by his boss and considered a nice guy, if a bit quiet and shy.

On July 20 -- just 10 days before the killing -- Li delivered copies of the Sun that contained an extensive interview with Carlson about his research into the Windigo, a terrifying creature in native mythology that has a ravenous appetite for human flesh. It could take possession of people and turn them into cannibalistic monsters.

The two-page feature talked about how, in the late 1800s and into the 20th century, Windigo "encounters" haunted communities across northern Alberta and resulted in dozens of gruesome deaths.

In one case, a Cree trapper named Swift Runner was hanged after admitting to killing and eating his wife, children, brother and mother in the woods northeast of Edmonton in the winter of 1878-79.

Prior to being charged with murder, he had suffered screaming fits and nightmares, which he attributed to being possessed by a Windigo.

In several other cases, people banded together and killed individuals they feared were possessed by a Windigo. Often, they would decapitate the corpse and bury the head separate from the body in order to keep it from rising from the dead.

Carlson documented several cases in northern Alberta communities where people believing they were "turning Windigo" would go into convulsions, make terrifying animal sounds and beg their captors to kill them before they started eating people.

In last month's bus case, Li allegedly butchered McLean's body, brandishing the victim's severed head at the men who trapped him on the bus until police could arrive.

He was later accused of eating McLean's flesh.

When he appeared in a Portage La Prairie courthouse on charges of second-degree murder, the only words Li reportedly uttered were pleas for someone to kill him.

A lot of his reported behaviour eerily mirrors the Windigo cases recounted in the newspaper feature that Li helped deliver to Edmonton homes just days before McLean was killed, one of the most gruesome slayings in modern Canadian history.

Several media reports called McLean's killing unprecedented - an unspeakable, random attack the likes of which has never been seen in Canada.

But Carlson knows better.

"There are just too many parallels," he says.

"I can't say there's definite connection, but there are just too many coincidences.

"It's beyond eerie."

Thursday, July 17, 2008

O Brave New World!

The 3D Internet Will Change How We Live
By BENJAMIN DURANSKE
July 17, 2008

Last summer, several hundred thousand very real dollars disappeared into a Ponzi scheme in the popular virtual world, "Second Life." The owner of the "bank" behind the scheme fled, and hasn't been seen since last October. There were no investigations, lawsuits or arrests.

Second Life users had invested "Linden Dollars" in the scheme, hoping to make money. Linden Dollars are purchased with real cash, and can be converted to real money on an exchange run by Linden Lab, the company behind Second Life.

After the debacle, the angry mob surrounding the virtual bank's ATMs appeared to consist mainly of hookers, mafia enforcers, skateboard punks and theme-park mascots. Though these computer-generated "avatars" represented real people in front of computer screens, some of whom lost real money, you're forgiven for not caring. It was as bizarre as it was tragic.

The picture is changing though – faster than you think. Real-life rules are starting to be applied to virtual worlds. Second Life banned unlicensed "banks" earlier this year, after previously banning casinos and simulated child pornography. Users cheered.

Virtual worlds may look like toys for the geekiest of geeks, but they have quietly slipped into the mainstream. Second Life reports that over the last two months, 1.2 million accounts were logged in for over 65 million total hours.

Other virtual worlds, like the PG-13 rated "There," China's forthcoming "HiPiHi," youth-oriented "Barbie Girls" and teen-oriented "Habbo Hotel" attract millions more. Big technology players are involved too. Sony is developing a 3D environment for its popular PlayStation 3 called "Home," and Google recently launched its own world, "Lively."

Dozens of major brands and organizations, including MTV, Playboy, CBS, Cisco, Toyota, L'Oréal and the American Cancer Society have significant virtual-world presences. IBM has made a particularly strong commitment to virtual worlds, and regularly holds meetings on a sprawling, privately firewalled Second Life campus.

Washington is paying attention. Earlier this year Rep. Ed Markey (D., Mass.), chairman of the House Subcommittee on Telecommunications and the Internet, presided over a hearing on virtual worlds. The hearing was simulcast into Second Life, where Rep. Markey was represented by an avatar.

The financial marketplace, of course, hasn't missed this opportunity – $345 million was invested in 39 virtual world-related companies in the first half of 2008. Last year, Gartner Research predicted that 80% of all active Internet users will have a virtual-world presence by 2011.

Bandwidth and processing power are constantly growing, leading to several convergent trends. First, interfaces are moving closer to reality. Over the last 30 years, we have gone from punch cards to typed commands to drag-and-drop folders to Windows Vista's 3D panels. Second, hardware that makes 3D immersion possible – from motion-control devices like Nintendo's Wiimote to $90 Webcams that track face and body movements – is now reaching average consumers' homes.

Finally, we are becoming an increasingly networked society. Eighty-two percent of American homes now have Internet access, up 11% percent from 2006.

The allure of the 3D Internet is easy to see. What auto maker would be content to put 2D pictures of a new SUV on its Web site when it can offer buyers a virtual, first-person drive down a snowy mountain road? What sculptor will want to display 2D photographs of her work when she can invite collectors on a guided tour of her virtual sculpture garden?

No privately held virtual world is going to end up in sole possession of the 3D Internet, just as no early 2D "walled garden" network provider like Prodigy, Compuserve or AOL owns the 2D Web today. A number of industry groups are working on open 3D standards. As soon as one of these gains widespread acceptance, anyone will be able to build a virtual world that is connected to any other similarly coded virtual world – just like HTML now allows anyone to create a 2D Web page that is connected to any other 2D Web page.

If current trends hold, the Internet will evolve into a 3D space, and virtual worlds will become an integral part of human communication. Real life will never be the same.

Mr. Duranske, a writer and attorney, is the author of "Virtual Law: Navigating the Legal Landscape of Virtual Worlds" (American Bar Association Publishing, 2008).

Friday, June 13, 2008

Multitasking Madness

On my walk to work from the bus stop a few weeks ago, as I passed the Starbucks at the Magnolia Hotel I saw a young lady walking her dog (a black Labrador, I think). She was holding the leash in one hand and a large cup of Starbucks coffee in the other while talking hands-free on her cell phone - not via a Bluetooth headset, but by adopting that frequently-observed hunched Ygor-like pose of holding it to her ear and cheek with her shoulder. And then, to top it all off, she reached into her purse and took out a cigarette, which she put in her mouth and proceeded to light.

And she and her dog were walking all this time.

I wish I'd had my camera.